Nearly half of UK adults consider taking out income protection cover

Nearly half of 25 to 44 year-olds are considering taking out income protection insurance to safeguard their monthly income as a result of the Covid pandemic, new research has found. At a time when millions of people in the country have seen a decrease in the amount of money they take home due to lockdowns … Read more

I am a renter with no children. Do I really need to take out life insurance?

My partner and I don’t own a house, and will continue renting for a few more years to save up for a deposit.  We don’t have any children yet but it’s something we are considering in the next year or two. As we’re renting and don’t have any dependents, is it really necessary to get … Read more

Will protection insurance costs rise because of coronavirus?

I’ve got life and critical illness cover but I’ve heard that these could be affected by the pandemic.  I’m also concerned that my cover providers will include exclusions to my polices, especially now that there’s an increase in Covid-19 cases again and another lockdown.  I’m also worried that I’ll have to pay more. Will my … Read more

Is it cheaper to get life insurance through a broker or direct?

I’ve been speaking to a broker about buying income protection and a new life insurance policy. They’ve been really helpful and recommended a couple of policies that suit my needs. The thing is, I double checked with the insurer directly, and they’ve said I can have the same policies exactly but with a lower premium.  … Read more